Coverage specialists for the SPF trade.
Contractors Choice Agency has placed commercial insurance for spray polyurethane foam applicators since 2005. We understand SPF classification challenges, isocyanate exposure language, and the off-ratio endorsements that make SPF GL actually work.
- Licensed All 50 States
- NPN #8608479
- A-Rated Carriers
- Founded 2005
- SPF Specialist
- 15-Min Quotes
Built for SPF applicators since 2005
Contractors Choice Agency started placing specialty contractor insurance in 2005. Over two decades, SPF contractor coverage became a core focus — driven by the complexity of isocyanate classification, off-ratio exclusions, and rig insurance gaps that standard carrier programs repeatedly failed to address.
Founded in Chandler, AZ
Contractors Choice Agency opens, specializing in hard-to-place contractor insurance across the Southwest.
SPF specialty program established
First dedicated SPF contractor GL program placed, addressing the classification and pollution exclusion gaps in standard contractor markets.
Expanded to all 50 states
Admitted and E&S market access grows to cover SPF applicators in every state, including California surplus line compliance and Northeast commercial markets.
500+ SPF contractors insured
SPF Insurance becomes the primary brand for the agency's spray foam specialization, serving 500+ active SPF contractor accounts.
Full coverage stack nationwide
GL, CPL, WC, commercial auto, rig insurance, and umbrella — coordinated on single accounts with 15-minute quote turnaround.
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SPF contractors insured
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Years insuring SPF applicators
0 min
Average quote turnaround
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States licensed and writing
What makes us different
SPF-specific expertise
We understand NCCI class codes for spray foam applicators, isocyanate trigger language in CPL, and off-ratio endorsement mechanics.
Technical vocabulary
MDI, TDI, A-side/B-side, proportioners, heated hose assemblies — we speak SPF. No explaining your trade to a generalist broker.
A-rated carriers only
Every coverage line is placed through A.M. Best A-rated or A+ carriers. GC certificate requirements met without exception.
Account-level service
Single point of contact for GL, CPL, WC, auto, rig, and umbrella. Annual reviews, audit support, certificate management.
SPF contractor coverage — bound fast
A-rated carriers, SPF-specific GL, CPL for isocyanate exposure, rig insurance, and umbrella limits that meet GC requirements. 15-minute quotes.